Join
Welcome to Global Credit Union

View the Latest Updates
Follow us on Social Media

     

Washington State and Kootenai County directs all businesses to require and enforce the use of face coverings.
Members must wear a mask to enter the lobby.
If you don’t have a mask one will be provided to you; or you may use our drive-up locations, ITMs and ATMs.


 

A Message from Global
 

In response to the Washington statewide mandatory face covering order, we are asking our members to wear a mask while visiting our Washington branches. Disposable masks are available upon request to be used during your visit. If you have a medical condition that prevents you from wearing a mask or if you prefer not to wear a mask, we urge you to use our drive-up and ITM locations. Click here for locations. 
We want to assure you that your money is safe with Global. Your money is federally insured by the National Credit Union Administration (NCUA).  We are providing the safest and easiest way to access your account 24 hours a day.  To stay safe and healthy, we encourage you to use our digital solutions. You can manage your money anywhere and anytime with these digital solutions:
 
During this uncertain time, we are committed to doing everything we can to meet your financial needs. We continue to take the necessary steps to ensure the safety of our member and employees while maintaining all of the services you count on. Please click here to learn how to keep other members and our employees safe.
As we continue to do our part to prevent the spread of COVID-19, we are taking these preventative measures:
  • Cleaning frequently-touched surfaces often
  • Practicing safe distancing, at least 6 feet apart
  • Promoting the importance of hand hygiene and Centers for Disease Control and Prevention (CDC) best practices
  • Providing masks to our employees and members
  • Installing germ shields in areas of interaction between employees and members
  • Keeping restrooms closed
  • Limiting the number of members in our lobbies
 

Paycheck Protection Program


Updated: January 12, 2021:   The SBA reopened the Paycheck Protection Program (PPP: Round 3) for First Draw and Second Draw Loans. Global is participating in PPP: Round 3 to assist our members and local businesses through the challenges of the pandemic. Because of the new requirements, we ask that you call 509-455-4652 for specific information on how to apply.  Please have your Global Credit Union account number when you call.   We recommend that you familiarize yourself with the new guidelines by reading the information below:
Who Can Apply for First Draw
This PPP Round 3 loan option is for businesses who have not previously obtained a PPP loan through the CARES Act.  Global Credit Union members of eligible small entities, that together with their affiliates (if applicable), have 500 or fewer employees, are eligible.  Any eligible small business affected by COVID-19, including:
•    Nonprofits
•    veterans organizations
•    tribal concerns
•    self-employed individuals
•    sole proprietorships
•    independent contractors
Entities with more than 500 employees in certain industries that meet SBA’s alternative size standard or SBA’s size standards for those particular industries can also apply.
First Draw PPP Loans made to eligible borrowers qualify for full loan forgiveness if during the 8- to 24-week covered period following loan disbursement:
•    Employee and compensation levels are maintained;
•    The loan proceeds are spent on payroll costs and other eligible expenses; and
•    At least 60 percent of the proceeds are spent on payroll costs.
Please see the SBA's Top-Line Overview First Draw PPP (PDF) for more information.
Reapplying and Loan Increases for members who have an existing PPP loan
Existing Global Credit Union PPP borrowers that did not receive loan forgiveness by December 27, 2020 may:
1.    Reapply for a First Draw PPP Loan if previously returned some or all of their First Draw PPP Loan funds, or
2.    Request to modify their First Draw PPP Loan amount if they previously did not accept the full amount for which they are eligible (Certain circumstances must be met, please call Global for more detailed information).
Who Can Apply for Second Draw
A borrower is generally eligible for a Second Draw PPP Loan if the borrower:
•    Previously received a First Draw PPP Loan and will or has used the full amount only for authorized uses;
•    Has no more than 300 employees
•    Can demonstrate at least a 25% reduction in gross receipts between comparable quarters in 2019 and 2020
Please see the SBA's Top-Line Overview Second Draw PPP (PDF) for more information.
 
How to Apply
Due to the new requirements please:
1.    Call Global Credit Union at 509-455-4652 for information on how to apply 
2.    Have your Global Credit Union account number when you call  
3.    In addition to the SBA requirements, Global also requires you to have an established membership at the time of application.
Application Deadline
Applications for the PPP program will be accepted through March 31, 2021, or until the funding provided by the Economic Aid Act has been exhausted.

Please be aware of fraudulent activity related to the Paycheck Protection Program. The Small Business Administration, Internal Revenue Service and U.S. Department of the Treasury will not contact anyone directly related to the various relief programs. In addition, Global Credit Union will never proactively call and ask for your full social security number or other sensitive information via phone or email. Please note that any promises to expedite receipt of payment or increase the payment amount from the government for a fee are fraudulent.  For additional information visit U.S Treasury’s Website on Assistance for Small Businesses :  https://home.treasury.gov/policy-issues/cares/assistance-for-small-businesses

Looking for your stimulus payment? Go to the IRS resource page for more information.

 

The federal CARES Act was signed into law on March 27, 2020 and provides emergency relief to several groups impacted by coronavirus (COVID-19). Individuals and businesses can learn more here:
https://www.sba.gov/funding-programs/loans/paycheck-protection-program-ppp

https://home.treasury.gov/cares
The Washington State Auditor’s Office has reported a data breach at Accellion, a third-party vendor. Although our members’ data is secure at Global, this breach holds a risk for identity theft and fraud. If you applied for unemployment in Washington State in 2020, please click here to learn how you can protect yourself. Please contact Global if you have further questions.

 

 

 


 

 

If you have been impacted by COVID-19 and need our support, please call us at 509-455-4727.
Our trained specialists are available to discuss assistance that may be available to you.

Take our financial health quiz
 

 


Online Services

With recommended social distancing, you may opt to use our online services for all of your banking needs. 


Interactive Teller Machines

Get the same in-person service, out of the branch and avoid the lines. Check our ITM page to find all ITM service locations.


Money Management

A set of tools & features for you to track your financial spending with ease. Automatically available to you in Global eBranch. Visit our Money Management page to learn more.

 


person loan icon

Signature Loans

Get a fixed rate and a fixed payment for a term of up to 48 months. Global makes it convenient for you to borrow money.


Financial Education Modules

This program will equip you with the critical knowledge and skills you need to make the financial decisions that are best for you with FAB: Finances and Budgets - our mini-course training program.


Skip-A-Pay

You may be eligible for a payment skip. Check to see if your loan qualifieson your Global eBranch under the “Move Money” tab. Visit our Skip-a-Pay FAQ to learn more.

 



Global Tips

Need more help? Contact Us

Click here for tips on how to have a cleaner payment experience.

 


hideaway cash is not always a good idea

Hideaway Cash?
Not Always a Good Idea

Using cash can sometimes be dangerous, and it's not just because it is full of germs.

Read our blog post for more info.

When your money is at Global, it is Federally Insured up to $250,000.
Also, you have instant control to freeze your card any time using CardNav.


beware of coronavirus scams

Beware of
Coronavirus Scams

The FTC and FDA have reported many scams targeting people by offering false vaccinations, asking for donations, and more. 

Visit the Federal Trade Commission website to learn more about suspicious scams and how to identify them.


confide in financial specialists

Confide in
Financial Specialists

If you have any questions regarding the security, payments or any other concern on your Global account, contact a Global respresentative

 

 

Back to Top

 

 



Become a Member!

Experience the difference of credit union membership. When you join Global you're more than a customer, you're a member and an owner. Your membership gives you access to a suite of products designed with you in mind.

Open an Account Today!

Wondering if you qualify for membership? If you live or work in Washington or North Idaho, you can join! Click here to see all the ways you may be eligible for membership.

COPYRIGHT 2021 by Global Credit Union. ALL RIGHTS RESERVED. Website Design by Zipline B2B Marketing