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Commercial Real Estate

A Variety of Options

Working with Global’s Business Lending gives you access to a variety of lending options specialized to your needs. Whether you want to buy a new property or refinance an existing one, we can help:

  • • Multi-Family

    • Industrial / Warehouse
    • Mini-Storage Facilities
    • Retail
    • Office

  • Owner-occupied real estate

    • Non-owner occupied real estate
    • New construction and development
    • 2-4 unit residential loans to an LLC

 

 

The Financing You Need

We will work with you to structure the financing you need and guide you through the process. We offer financing solutions for seasoned or first-time CRE investors:

  • • Purchase financing

    • Renovation financing
    • Portfolio refinances to maximize cash flow
    • Cash-out refinances

  • • Financing up to 80% of the purchase price/appraised value, amortizations up to 30 years, and maturities up to 10 years

    • Fixed and variable rate options
    • Local underwriting and approval
    • Interest-only lines of credit

 

Funding is dependent on property type, condition, use and member credit profile. Member must meet Global Credit Union credit granting standards and be fully secured by acceptable collateral. A business deposit account at Global is also required.

 

 

Meet the Experts


Rick Green

Member Business Manager

509.455.4700 extension 4652

Rick’s approach at Global is tied to his past roles with wealth management, private banking and resort development.  This experience is fundamental with his problem-solving approach for Global’s members and real estate investors...

...Global’s lending begins and ends with our investor’s aspirations and financial goal.  Member’s short and long-term portfolio goals determine the scope of our custom debt structures.  Many of our members are achieving maximum cash flow through this concierge approach.

Rick was born and raised in the Spokane-North Idaho area.  He began working in financial services as a teller for local banks.  His real estate career began as an appraiser before transitioning his real estate valuation experience to lending.  He has funded several hundred million in commercial real estate transaction locally and throughout the US.  In addition to Global Credit Union, he has provided financing through commercial banks, private debt transactions, and insurance companies.

He has held real estate broker licenses in the states of California, Washington and Idaho.  He completed the Certified Commercial Investment Member (CCIM) curriculum and is a former CCIM Candidate.  He has held a Series 7 General Securities license and worked with some of the nation’s wealthiest individuals.  He has studied at the Master Appraisal Institute and was a MAI candidate.   He was a member of the Golf Course Builder’s Association of America specializing in financing master planned communities with a resort component.

He has been a member of the Mortgage Bankers Association of America.  Locally he had his own mortgage brokerage firm.  He has been a member of local MLS groups and served as a commissioner with the Coeur d’Alene City Design Review Planning Board.


Christina Marchese

MBL Relationship Manager

509.455.4700 extension 4721

Christina Marchese is the Commercial Real Estate Lending Relationship Manager for Global Credit Union.  With experience in 1031 exchanges and specializing in portfolio refinances to save on cash flow, she brings personalized care to each transaction.  She strives to emphasize members’ short- and long-term goals...  

...Christina has studied with the CCIM Institute.  She particularly enjoys introducing first time commercial real estate investors to the joys of financing cash-flowing properties.  Since 2015, she has underwritten and originated over $130 million in CRE transactions with the Global team.

Having grown up in southwestern Michigan, Christina was introduced to Spokane when she arrived for college.  Her love for the Pacific Northwest has grown over the years as she has made this her home and connected to the local community.  With her husband and daughter, Christina enjoys exploring the clear rivers and lakes of the PNW, any time with church family, home renovation projects, gardening, and camping.  Financial and real estate analysis double as a hobby interest.  On a quiet evening, she can be found with a cup of tea and a budgeting worksheet. 

 

 Done Deals

$1,800,000

Retail Space

Cash-Out Refinances for Estate Tax Settlement

$4,300,000

Retail Space

Participation Loan for Permanent Financing

 

$2,200,000

Office Space

Tenants-In-Common 1031 Exchange Purchase Financing of Medical Office

$1,280,000

Multi-Family Space

1031 Exchange Purchase Financing

 

$1,100,000

Multi-Family Space

1031 Exchange Purchase Financing

 

$1,200,000

First Time Real Estate Investor

 

 

$345,000

First Time Real Estate Investor

 

 

$720,000

Mini-Storage Facility

1031 Exchange Purchase Financing

 

$4,055,000

Mini-Storage Facility

308-Unit Construction Financing

 

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Business Resources
 

 

Business Accounts

If you live, work or are a business domiciled in the state of Washington, or Kootenai, Shoshone, Latah and Benewah counties, you are qualified for Global business membership. 

 

business loans

Borrow for Your Business

Could a Business Visa be the right card for you?

 

Small Business Education

Understand the financial basics of managing a small business. Part of our Finances & Budgets education series, with interactive modules, just for you! 


 


Become a Member!

Experience the difference of credit union membership. When you join Global you're more than a customer, you're a member and an owner. Your membership gives you access to a suite of products designed with you in mind.

Open an Account Today!

Wondering if you qualify for membership? If you live or work in Washington or North Idaho, you can join! Click here to see all the ways you may be eligible for membership.

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