You are browsing the Global Credit Union website using an outdated browser. Some features may not appear or function as expected. If you would like to take full advantage of the modern features of the Global Credit Union website please upgrade to the current version of Chrome, Firefox, or Edge.

Welcome to Global Credit Union

Citizens Blog

Top 3 Ways to Protect Your Credit Score during a Crisis

Covid-19 Top 3 Ways to Protect Your Credit Score during a Crisis

Top 3 Ways to Protect Your Credit Score during a Crisis

Even in a financial crisis, your credit score still matters


It’s in times like these that the last thing on your mind is your credit score, but the reality is your credit is now most vulnerable. Here are some actions you can take to help protect, preserve or restore the effects on your credit.


  1. Request a free copy of your credit report. 

Identity theft is at an all-time high right now. The uncertainty of tomorrow, fluctuating employment and the panic of COVID are ingredients for the perfect fraud pie. So, ensure your consumer and credit reports are protected. You can request free copies of your reports to check that there are no signs of fraud or identity theft. You can request a free copy of your credit report from each of the national credit reporting agencies once every 12 months at is important to continue to monitor these reports on your own.


  1. Ask for a payment reduction or extension.

Consider contacting your creditors to see if a payment reduction or extension is possible. This allows you to continue paying off your debts without the risk of hurting your credit if you’re unable to make a consistent, full payment.


  1. Get a clear picture of your finances.

Be sure to re-budget to get a clearer picture of your finances. Global has great resources to help you look at your financial health and get you on the path to financial success and security because that’s what we do - our goal is to help you reach your goal.


Your credit score is an important piece of your financial health so be proactive, make sure you’re in good standing.  You can’t be too cautious when it comes to your credit score.

Written By
Crystalena Lightel
Internal Communications & Programs
With degrees in Communications and Journalism, it's easy to see why Crystalena loves writing. With a newly expanded family, free time is at a max. She loves book club and finds time to get outside.

Become a Member!

Experience the difference of credit union membership. When you join Global you're more than a customer, you're a member and an owner. Your membership gives you access to a suite of products designed with you in mind.

Open an Account Today!

Wondering if you qualify for membership? If you live or work in Washington or North Idaho, you can join! Click here to see all the ways you may be eligible for membership.

COPYRIGHT 2023 by Global Credit Union. ALL RIGHTS RESERVED. Website Design by Zipline B2B Marketing