Auto Loans
Rates as Low as 2.24%APR*
RATE EFFECTIVE AS OF 04/15/2022
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Auto Loan Calculator
Based on the loan information you entered, this will be your car payment.
Disclaimer: This material is provided for general and educational purposes only; it is not intended to provide legal, tax or investment advice.
Auto Financing Options
What do you get with used car financing at Global Credit Union? Competitive rates. Convenience and Flexibility are our business.
Auto Loan Rates
Looking for an auto loan? We offer low-interest rates and quick, convenient auto financing for that car or truck you've been dreaming about. Whether you need financing for reliable transportation or want a top-down-summer-fun ride, we can get you pre-approved online, over the phone or in branch. Instead of going to a dealership’s auto lender, ask for Global Credit Union financing at our wide network of participating dealerships.
We have vehicle financing for the following:
- • Car Loans
- • Truck Loans
- • RV Loans
- • Motorcycle Loans
- • Boat Loans
- • ORV Loans
Fixed Interest Rate Auto Loans
Get a fixed-rate loan for a new or used vehicle from Global. Lock in your auto loan rate. A fixed interest rate generally stays the same as it is an interest rate that doesn’t go up or down with the prime rate or other index rate. But, under certain circumstances, a fixed rate can change.
Adjustable Interest Rate Auto Loans
Adjustable interest rate auto loans are also called variable-rate auto loans. The interest rate on the loan can change, based on the prime rate or index rate.
Get Pre-Approved for your Auto Loan
Simplify the process of buying a car with a vehicle loan pre-approval from Global Credit Union. Learn more about the process and benefits of pre-approval here. With an auto loan pre-approval, you could negotiate a better sales price with the dealer.
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Interactive Education Modules
Learn about your different options, associated interest rates, monthly payment calculations and more!
Research
Research doesn’t sound like fun but it can save you a lot of money. To figure out the trade-in value of your current vehicle, use the NADA Guides or Kelly Blue Book.
You can use these same references to discover the value of the vehicle you want to purchase. And, if you’re considering a used auto, get the vehicle history on CARFAX.
GAP
If your car is stolen or totaled, you could still owe money on the balance of your loan. Don’t get stuck with a deficiency balance – get GAP!
Specialty Auto Programs
Payment Protection
Global Credit Union offers several debt cancellation products and credit protection programs-giving you the peace of mind in knowing your assets and good credit will remain intact should the unthinkable happen. Learn how GAP Advantage and Payment Protection can help you.
Mechanical Repair Coverage
As your car racks up the miles, it could also rack up some major repair bills. Mechanical Repair Coverage pays for covered mechanical repairs.
It also protects you from the potential cost and inconvenience of breakdowns with roadside assistance, towing, emergency travel expense and rental reimbursement.
Auto Insurance
Auto insurance is an ongoing investment in protecting what matters most in our members’ lives. Get competitive quotes quickly through the TruStage Auto & Home Insurance Program.
Be sure to protect yourself and your investment with GAP Insurance, Payment Protection, and check out the Mechanical Coverage as well!
*APR = Annual Percentage Rate. Some restrictions may apply, rates can change at any time. All loans OAC.
Rates shown are "as low as" for members with best credit history. Your rate will be determined at time of approval based on your credit qualifications, collateral, term, and amount financed. Rate shown applies for model year 2015 or newer vehicles with a 36 month term. Other rates and terms are available, depending on collateral and creditworthiness. Rate assumes a discount of 0.25% for opening a new credit card.
Become a Member!
Experience the difference of credit union membership. When you join Global you're more than a customer, you're a member and an owner. Your membership gives you access to a suite of products designed with you in mind.
Wondering if you qualify for membership? If you live or work in Washington or North Idaho, you can join! Click here to see all the ways you may be eligible for membership.